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Financial Institution Website Hosting

Financial Institution Website Hosting

Financial Institution Website Hosting

A website hosting service is a type of internet hosting service that permits individuals and companies to make their website available via the world wide web. Website hosts are companies that supply space on a server owned or leased for use by clients, as well as providing internet connectivity, typically in a data center. Website hosts can also provide data center space and connectivity to the internet for other servers located in their data center, called colocation, also known as Housing in Latin America or France.

History

Up till 1991, the internet was limited to use only "...for research and education in the sciences and engineering..." and was used for email, telnet, FTP and USENET traffic, but only a small number of website pages. The world wide web protocols had only just been established and not until the end of 1993 would there be a graphical web site browser for Mac or Windows computers. Even after there was additional internet access, the situation was convoluted until 1995.

To host a website on the internet, a person or company would need their own computer or server. As not all organizations had the budget or experience to do this, website hosting services began to supply services to host users' websites on their own servers, without the client needing to install the necessary infrastructure neededd to operate the website. The owners of the websites, also known as webmasters, would be able to construct a site that would be hosted on the website hosting service's server and published to the internet by the web hosting service.

As the number of users on the world wide web increased, the pressure for companies, both large and small, to have an online presence increased. By 1995, companies such as GeoCities, Angelfire and Tripod were providing free hosting.

Classification

Smaller Hosting Services

The simplest is aweb page and small-scale file hosting, where files can be uploaded via File Transfer Protocol (FTP) or a website interface. The files are often delivered to the web "as is" or with almost no processing. Many internet service providers (ISPs) offer this service with no cost to users. Individuals and companies may also obtain web page hosting from other service providers.

Free website hosting service is supplied by various organizations with limited services, at times supported by advertisements, and generally limited when compared to paid hosting.

Single page hosting is at times sufficient for personal website pages. Personal web site hosting is typically free, advertisement-sponsored, or inexpensive. Business web site hosting at times has a greater cost depending upon the size and type of the site.

Larger Hosting Services

Many big companies that are not internet service providers need to be constantly connected to the web to send email, files, etc. to other sites. The company may use the computer as a website host to supply details of their products and services and facilities for website orders.

A complicated website will have a more inclusive package that offers database support and application development platforms (e.g. ASP.NET, ColdFusion, Java EE, Perl/Plack, PHP or Ruby on Rails). These facilities allow clients to write or install scripts for applications like forums and content management. Also, Secure Sockets Layer (SSL) is typically used for sites that wish to keep the data transmitted more secure.

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Types of Hosting

Internet hosting services can run web servers. The scope of web hosting services varies greatly.

Shared Website Hosting Service

One's website is located on the same server as many other sites, ranging from a few sites to hundreds of websites. Usually, all domains may share a common pool of server resources, such as RAM and the CPU. The features that are available with this kind of service can be fairly basic and not flexible in terms of software and updates. Resellers at times make available shared web hosting and website companies generally have reseller accounts to offer hosting for clients.

Reseller Web Hosting

Reseller website hosting permits customers to be web hosts themselves. Resellers can function, for individual domains, under any combination of these following types of hosting, depending on who they are affiliated with as a reseller. Resellers' accounts may differentiate a fair amount in size: they may have their own virtual dedicated server to a colocated server. Many resellers supply a similar service to their provider's shared hosting plan and provide the tech support themselves.

Virtual Dedicated Server

Also known as a Virtual Private Server (VPS), it separates server resources into virtual servers, where resources can be split up in a way that does not directly reflect the underlying hardware. VPS will often be allocated resources based on a one server to many VPSs relationship, but, virtualization may be desired for a few reasons, which includes the possibility to move a VPS container between servers. The users may have root access to their own virtual space. Clients are sometimes responsible for fixing and maintaining the server (unmanaged server) or the VPS provider may offer server administration tasks for the customer (managed server).

Dedicated Hosting Service

The customer gets their own web server and gets full control over it (user has root access for Linux/administrator access for Windows); however, the customer typically does not own the server. One type of dedicated hosting is self-managed or unmanaged. This is sometimes the least expensive for dedicated plans. The user has full administrative access to the server, which means the customer is responsible for the security and maintenance of their own dedicated server.

Managed Hosting Service

The client gets his or her own web server but is not allowed full control over the server (the client is not given root access for Linux/administrator access for Windows); but, they may manage their data via FTP or other remote management tools. The customer is not given full control so that the provider can guarantee the quality of service by not granting the customer to change the server or possibly create configuration issues. The customer usually doesn't own the server. The server is leased to the client.

Colocation Website Hosting Service

Almost the same as the dedicated website hosting service, but the client owns the colocation server; the hosting company provides physical space that the server takes up and manages the server. This is the strongest and costly kind of website hosting service. In most cases, the colocation provider may supply little to no support directly for their user's server, providing only the electrical, internet access, and storage facilities for the computer. In most cases for colocation, the client would have their own administrator go to the data center on-site to do any hardware upgrades or changes. Formerly, a lot of colocation providers would allow any server configuration for hosting, even ones housed in desktop-style minitower cases, but most hosting organizations now require rack mount enclosures and standard system configurations.

Cloud Hosting

This is a new type of hosting platform that allows clients powerful, scalable and reliable hosting based on clustered load-balanced servers and utility billing. A cloud-hosted website may be more stable than alternatives as other servers in the cloud can compensate when an individual piece of hardware fails. Furthermore, local power disruptions or even natural disasters are less problematic for cloud hosted websites, as cloud hosting is decentralized. Cloud hosting also allows providers to invoice users just for resources consumed by the user, instead of a flat amount for the amount the client thinks they might use, or a fixed amount upfront hardware investment. Alternatively, the decentralization might give clients less control over where their data is located, which could be challenging for clients with data security or privacy worries.

Clustered Hosting

Having a number of servers host the same content for better resource utilization. Clustered servers are a wonderful solution for high-availability dedicated hosting, or building a scalable web hosting system. A cluster may separate website serving from database hosting capability. (Sometimes web hosts use clustered hosting for their shared hosting plans, as there are a number of options to the mass managing of customers).

Grid Hosting

This form of distributed hosting is when a server cluster performs like a grid and is composed of multiple nodes.

Home Server

Usually, an individual computer located in a private residence can be used to host one or a few websites from a typically consumer-grade broadband connection. These can be purpose-built computers or more commonly old PCs. Some ISPs actively try to block home servers by stopping incoming requests to TCP port 80 of the customer's connection and by refusing to provide static IP addresses. A wonderful opportunity to get a reliable DNS hostname is by having an account with a dynamic DNS service. A dynamic DNS service will automatically change the IP address that a URL directs to when the IP address changes.

Some specific types of hosting supplied by website host service providers:

  • File hosting service: hosts files, not website pages
  • Image hosting service
  • Video hosting service
  • Blog hosting service
  • Paste bin
  • Shopping cart software
  • Email hosting service
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Host Management

The host can also provide an interface or control panel for managing the web server and installing scripts, as well as other modules and service applications like email. A website server that doesn't use a control panel for managing the hosting account, is sometimes referred to as a "headless" server. Some hosts specialize in certain software or services (e.g. e-commerce, blogs, etc.).

Reliability and Uptime

The availability of a site is measured by the percentage of a year in which the website is publicly accessible and reachable via the internet. This is different from measuring the uptime of a system. Uptime refers to the system itself being online. Uptime does not take into account being able to reach it such as during network outage. A hosting provider's Service Level Agreement (SLA) might include a specific amount of scheduled downtime per year in order to perform maintenance on the servers. This scheduled downtime is at times excluded from the SLA timeframe and needs to be subtracted from the Total Time when availability is calculated. Depending on the wording of an SLA, if the availability of a computer drops below that in the signed SLA, a hosting provider generally will provide a partial refund for lost time. How downtime is calculated is different from provider to provider, therefore going through the SLA is imperative. Not all providers release uptime info. Many hosting providers will guarantee at least 99.9% uptime which will provide for 43 minutes of downtime each month, or 8 hours and 45 minutes of downtime every year.

Obtaining Hosting

Web hosting is at times offered as part of a general internet access plan from ISPs. There are also a lot of free and paid providers offering website hosting.

A client must evaluate the requirements of the application to choose what kind of hosting to use. Such considerations include database server software, scripting software, and operating system. a lot of hosting providers offer Linux-based web hosting which provides a wide range of different software. A typical configuration for a Linux server is the LAMP platform: Linux, Apache, MySQL, and PHP/Perl/Python. The web hosting customer might want to have other services, such as email for their organization domain, databases or multimedia services. A user may also choose Windows as the hosting platform. The client still can choose from Perl, PHP, Python, and Ruby, but the user may also use ASP.NET or ASP Classic. Web hosting packages often include a website content management system, so the end-user does not have to be bothered about the more technical parts.

Security

Because website hosting services host sites belonging to their customers, online security is a vital topic. When a customer agrees to use a website hosting service, they are handing over control of the security of their site to the organization that is hosting the site. The amount of security that a website hosting service offers is super important to a prospective customer and can be a major point when deciding which supplier a customer should choose.

Website hosting computers can be attacked by malicious users in different ways, including uploading malware or malicious code onto a hosted site. These attacks {may|might| be done for various reasons, such as stealing credit card data, launching a Distributed Denial of Service Attack (DDoS) or spamming.

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